I managed to get an old paid charge off account removed from my credit report because they didn't report the same payment information on any of the credit bureaus. Like the payment history was drastically different on each one and opening dates and closing dates were wrong on two. Not one report jived with my records. (it went to charge off when i was in and out of the hospital a couple years ago- paid it, but it was still on there) now it's gonna get deleted and my score should shoot up because it's the only really bad thing on all three woooooooot