Results 1 to 18 of 18

Thread: Alexander Kearns (20) committed suicide after misunderstanding a financial statement on a trading app

  1. #1
    Moderator
    Join Date
    Jan 2013
    Posts
    11,771
    Rep Power
    21474859

    Alexander Kearns (20) committed suicide after misunderstanding a financial statement on a trading app

    Last edited by raisedbywolves; 11-23-2022 at 01:02 PM.

  2. #2
    Junior Member readymade's Avatar
    Join Date
    Jan 2014
    Location
    New York
    Posts
    25
    Rep Power
    0
    This poor kid. I know what's it's like to be overwhelmed by debt. (I graduated with $70k in student loans and paid back more than double in interest, and everyday was a financial struggle for years.) $730k must have felt like a mountain fell on him. It's a shame he didn't get clarification on the debt before he acted, as the article implies he misunderstood. His poor family must be devastated, especially if he did this to protect them based on a misunderstanding.

  3. #3
    Senior Member curiouscat's Avatar
    Join Date
    Feb 2014
    Posts
    2,523
    Rep Power
    21474849
    Our local mayor committed suicide because of something like this. It was a total surprise. I wish this kid would've called for clarification before acting. R.i.p.
    Quote Originally Posted by Boston Babe 73 View Post
    I don't have a thousand dollars hanging around to buy a fart in a jar lol.

  4. #4
    Senior Member
    Join Date
    May 2020
    Posts
    4,558
    Rep Power
    0
    Quote Originally Posted by raisedbywolves View Post
    This is a problem here you have some Penny Stock boys making ads on the financial channels on YouTube telling people they can get Rich quick if they can beat the market by day trading on certain apps such as Robinhood and Webull.

  5. #5
    Senior Member
    Join Date
    Jun 2009
    Posts
    1,957
    Rep Power
    9992582
    Wow. That's just like sueing Monster Energy for the death of someone who drank 20 cans per day, 3 years long. Or making Marilyn Manson responsible for literally every killing spree that has happened in the USA. It's plain bullshit. A 20-year-old should be smart enough to carefully handle everything related to money and finances, especially on the Internet. And he should know that it's better not to do something if you don't understand it. Why didn't he just ask someone? And now it's the company's fault? Some people!

  6. #6
    Senior Member
    Join Date
    May 2020
    Posts
    4,558
    Rep Power
    0
    https://www.bloomberg.com/news/artic...ers-u-s-probes

    Robinhood Markets has catapulted ahead of its online brokerage rivals with a smartphone app that has attracted an army of young investors. Yet with the company’s rise has come a litany of problems: trading outages, angry customers and regulatory probes.

    Over the first half of the year, U.S. consumer protection agencies received more than 400 complaints about Robinhood -- roughly four times more than competitors like Charles Schwab Corp. and Fidelity Investments’ brokerage unit. The grievances, obtained via a public records request to the Federal Trade Commission, depict novice investors in over their heads, struggling to understand why they’ve lost money on stock options or had shares liquidated to pay off margin loans.

    Among the setbacks highlighted in the documents is a pivotal breakdown in early March when Robinhood stopped working for more than a day, just as markets were swinging wildly on coronavirus fears. Some complainants reported losing thousands of dollars because they couldn’t sell holdings. Others bemoaned the missed opportunity to profit. Most disturbing to the investors was that as the chaos reigned, there was nobody at Robinhood to call for assistance. Many couldn’t even find a listed phone number.

    “It just says to submit an email,” one investor in Atlanta fumed after spending a week trying to get help from the firm’s customer service department. “This company’s negligence cost me $6,000.” Another, from North Dartmouth, Massachusetts, who estimated losing $20,000, couldn’t reach a live person to close an account. “I can’t make trades, can’t take my own money and can’t leave their service.”

    A company spokesman said Robinhood takes seriously its responsibilities to clients, especially when so many investors are making their initial forays into trading. Though the firm doesn’t disclose exact figures, it has doubled its customer service representatives this year, and is hiring hundreds more, he said. After the March trading glitch, the company’s engineering team has strengthened its platform and improved reliability, the spokesman said, adding that affected customers were given compensation on a case-by-case basis.

    Rapid Growth
    Offering commission-free trades through technology that can seem more like a video game than a financial tool, Robinhood signed on more than 3 million clients in the first four months of 2020 and has become a symbol of U.S. investors’ resilience during the pandemic. The rapid growth, fueled by quarantined millennials, is also drawing attention in Washington where market watchdogs and politicians are suddenly getting an earful about the broker.

    Read More: Robinhood’s New Traders Ignore Danger Signs to Bet on Stocks

    Some regulators have privately vented that they feel like they have become Robinhood’s de facto customer-service line because so many of the firm’s clients contact them after failing to reach anyone at the company, said people with direct knowledge of the discussions.

    Robinhood’s two main overseers, the Securities and Exchange Commission and the Financial Industry Regulatory Authority, are now investigating the company’s handling of the March outage, according to people familiar with the probe who asked not to be identified because it isn’t public. One focus is the lack of customer response.

    The SEC and Finra declined to comment on any investigations, as did the Robinhood spokesman.


    If the government scrutiny -- which also includes inquiries from lawmakers -- escalates, the risks to Robinhood are substantial. The company was recently valued at $11.2 billion after a round of venture capital funding. More trouble could endanger a potential initial public offering, something Wall Street has long expected, or a sale to a big bank or tech firm.

    Hiring Lobbyists
    Moving quickly to tamp down the furor, Robinhood recently hired Dan Gallagher, a former Republican SEC commissioner steeped in the culture of federal regulation, as its top lawyer. The company is also opening an office in the nation’s capital and hiring lobbyists to aggressively make its case before Congress and federal agencies.

    “Robinhood is empowering a whole new class of investors, and I think it is critical for us to have a voice in Washington to advocate for our customers and fairer markets,” Gallagher said in an interview.

    Founded seven years ago, Menlo Park, California-based Robinhood bills itself as “investing for everyone.” It has sought to disrupt the often staid brokerage industry by making investing cheap, easy and, yes, fun. Trades can be placed with a quick swipe and may be heralded with a burst of virtual confetti. More than 13 million people have opened Robinhood accounts, which don’t have minimum balance requirements. The median age of the firm’s customers is 31, and nearly half say they’re first-time investors.


    Read More: Robinhood Blows Past Rivals in Record Retail Trading Year

    Even though its clients tend to be unsophisticated traders, Robinhood has expanded into options and cryptocurrencies, products that are riskier than stocks. It also offers a premium package that costs $5 a month and gives investors access to research as well as the ability to buy securities with borrowed money, which can amplify gains or losses.

    Robinhood facilitates trades for investors but doesn’t offer stock recommendations, allowing it to escape some of the onerous regulation faced by competitors with a lot of human employees. The company makes the bulk of its money by selling customer orders to Wall Street trading firms, a common industry practice that existed long before Robinhood.

    Robinhood was among brokerages that disclosed trading problems with their platforms Monday. The issues, which also affected Schwab, TD Ameritrade Holding Corp. and Vanguard Group, included delays in order updates and customers having difficulty accessing websites.





  7. #7
    Senior Member
    Join Date
    May 2020
    Posts
    4,558
    Rep Power
    0
    Trader’s Suicide
    This summer, lawmakers’ anxieties about the company were heightened after the suicide of a 20-year-old college student who mistakenly thought he had lost more than $700,000 while using the firm’s app to bet on options. The tragedy stirred concerns that Robinhood was allowing customers to take risks they didn’t comprehend -- and incur losses they couldn’t afford.

    Two senators and four House members sent a sharply worded July 13 letter demanding answers about the suicide, the trading snafus and the firm’s efforts to provide training and safeguards for clients.

    “Robinhood has been very successful in marketing itself as an easy to use and low-cost brokerage service among first-time retail investors,” the Democratic lawmakers, led by California Representative Brad Sherman, wrote. “By seeking to cultivate a customer base of relatively inexperienced investors, you have also taken on an especially great responsibility to make sure your customers are protected.”

    Robinhood believes it has a good story to tell on Capitol Hill, about how it has “democratized” investing and compelled the online brokerage industry to drive down commissions to zero -- a phenomenon some call “the Robinhood effect.” It’s a talking point that the firm’s two founders, Baiju Bhatt and Vladimir Tenev, regularly use, but few in Washington have heard. The company reinforced that message in an 11-page letter responding to the lawmakers.


    “Our goal is to empower more Americans of all backgrounds to take greater ownership of their financial future, which we believe can help shrink the gap between the ‘haves’ and the ‘have-nots,’ and lead to a healthier, more robust economy,” wrote David Dusseault, president and chief operating officer of the subsidiary Robinhood Financial. “Our ethos is a commitment to building products that make the financial markets more accessible and approachable, while demystifying otherwise intimidating financial concepts.”

    The letter added that after the death of student Alex Kearns, the broker was re-tooling its interface for options trading, putting more investor education materials on its app and considering new requirements for investors who want to make more complex bets. Robinhood also made a $250,000 donation for suicide-prevention efforts.

    Resolving Probe
    On the regulatory front, Robinhood’s most pressing issue is the joint SEC-Finra investigation. But the broker is also looking to establish good relations with other agencies, including the Treasury Department, Consumer Financial Protection Bureau, FTC and overseers in each state.

    To guide the company through that thicket, Robinhood brought on Gallagher, 48, as chief legal officer in May. An attorney who specializes in the often arcane world of broker regulation, Gallagher is friendly with lawmakers of both parties and more comfortable in the Washington uniform of a suit and tie than the tech world’s hoodie and Allbirds sneakers. He’s also brought deep relationships with government officials to the firm. Among his close confidants is SEC Chairman Jay Clayton.

    Last month, Gallagher hired another SEC insider, ex-Clayton Chief of Staff Lucas Moskowitz, to run Robinhood’s regulatory, litigation and lobbying efforts. Moskowitz has worked for Republicans on the House Financial Services Committee and the Senate Banking Committee, and he’s been an enforcement lawyer at the SEC. Robinhood also named new chief compliance officers at two subsidiaries in August, one who came from Wells Fargo & Co.’s brokerage and another from Fidelity.

    Another concern for Robinhood is that the firm’s surging popularity -- particularly among traders who will make up the next generation of investors -- has other online brokers gunning for it. The rivals, not surprisingly, have been eager to point out Robinhood’s setbacks in discussions with politicians and regulators, as well as in public comments.

    Morgan Stanley Chief Executive Officer James Gorman, for instance, praised his bank’s acquisition of E*Trade Financial Corp. on a July 16 earnings call, drawing a distinction with Robinhood’s troubles, and taking a subtle dig at the firm though not mentioning it by name. E*Trade, Gorman said, has added hundreds of thousands of new accounts without suffering major breakdowns during the pandemic. “But with that has come real money, not just kids playing,” he said.

    Numerous Complaints
    The FTC complaints obtained by Bloomberg News, which cover the March outage, do show a wide disparity between Robinhood and its peers. From January through mid-July, the agency had received 473 reports about Robinhood, compared with 126 for Schwab, 111 for E*Trade, 69 for Fidelity and seven for Interactive Brokers Group Inc.

    Looking to make sure that its competitors don’t succeed in framing the narrative about Robinhood in Washington, the company this month retained four outside government relations firms. Some of the lobbyists have longstanding connections to the SEC and Gallagher, including Justin Daly, a former Senate Banking and SEC aide, and Walton Liles and Ben Brown of Blue Ridge Law & Policy. Two others -- The Williams Group and Thorn Run Partners -- have Democratic ties.


    One point the lobbying effort wants to get across is that while Robinhood’s investors may be younger, not all are day traders. Many use a buy-and-hold strategy, and those with less money can purchase fractional shares that allow them to diversify their portfolios with more expensive blue-chip stocks. The company also provides numerous educational materials on its app.

    Robinhood adds that it’s addressing its customer-service problems. Dusseault, Robinhood Financial’s president, said in his letter to lawmakers that the company was on a hiring binge and would end 2020 with almost triple the amount of representatives that it employed in January, including some who are registered brokers. Still, he didn’t promise that there would be a phone number investors could easily find and call when they need help.

    “We’ve found that, currently, we’re best able to reach customers quickly over email,” Dusseault wrote.
    https://www.bloomberg.com/news/artic...ers-u-s-probes

  8. #8
    Senior Member
    Join Date
    May 2020
    Posts
    4,558
    Rep Power
    0
    https://www.engadget.com/wsj-robinho...085615039.html

    Robinhood is under civil fraud investigation by the Securities and Exchange Commission (SEC), and according to The Wall Street Journal, it could pay a fine exceeding $10 million. The no-commission investment app, which recently scrapped its planned UK expansion even though enjoyed a surge in popularity during the pandemic, apparently didn’t disclose until 2018 that it sells clients’ orders to high-speed trading firms.

    While taking payments from those firms to fulfill clients’ orders is legal, it remains controversial, with critics arguing that it creates a conflict of interest and could lead to the exploitation of small investors. The SEC requires brokers to disclose to investors if they use the practice, which is called “payment for order flow.” However, Robinhood didn’t put the information on its website until 2018, five years after it was founded.

    It probably doesn’t help Robinhood’s case that it gets a huge part of its revenue from payments made by the high-speed trading firms it works with. Half of its total revenue in 2018 came from the practice. And when it finally disclosed the revenue source on its website that year, co-founder Vladimir Tenev published a post revealing that those payments help Robinhood “cover the costs of operating [its] business and [allow it] to offer commission-free trading.” The company continues to make big money from the practice and had already made (PDF) $271 million from it in the first half of 2020.

    WSJ’s source said the investigation is at an advanced stage, but the two parties have yet to agree on a fine. Robinhood’s spokesperson refused to confirm the probe, only telling the publication that the company “strive[s] to maintain constructive relationships with [its] regulators and to cooperate fully with them.”

  9. #9
    Senior Member
    Join Date
    Jan 2009
    Location
    GA girl living in NY
    Posts
    3,837
    Rep Power
    21474855
    Robinhood Sued Over Man's Suicide, Thought He Was $730k in Debt

    https://www.tmz.com/2021/02/08/robin...illed-himself/

    Robinhood's got blood on its hands, according to the parents of a young trader who took his life ... falsely thinking he was $730,000 in the red, and now they're suing.

    The parents of 20-year-old Alex Kearns filed suit Monday against Robinhood, accusing the stock-trading app of wrongful death in the college student's June suicide.

    In the lawsuit, obtained by TMZ, Alex's parents claim he killed himself one day after Robinhood posted a notice restricting his account showing he was in the hole a whopping $730k and told him he needed to come up with around $170k ASAP.

    Alex's parents claim the initial notice was misleading and inaccurate, and they say Alex was shocked at what he owed and tried to contact Robinhood for clarification, but all he got was a boilerplate email response.

    Alex killed himself by stepping in front of an oncoming train, and his parents claim he left a suicide note wondering ... "How was a 20-year-old with no income able to get assigned almost a million dollars' worth of leverage? There was no intention to be assigned this much and take this much risk, and I only thought I was risking the money I actually owned."

    His parents claim the note ended with, "A painful lesson. F**k Robinhood."

    The saddest part ... Robinhood allegedly emailed Alex the day after his suicide, suggesting he didn't actually owe 6 figures.

    In addition to wrongful death, Alex's parents are also suing Robinhood for unfair business practices.

    A Robinhood spokesperson tells us, “We were devastated by Alex Kearns’ death. Since June, we’ve made improvements to our options offering. These include adding the ability to exercise contracts in the app, guidance to help customers through early assignment, updates to how we display buying power, more educational materials on options, and new financial criteria and revised experience requirements for new customers seeking to trade Level 3 options. "

    We're also told the app's added live voice support for customers and changed protocols to get faster help for customers who email questions.

    The spokesperson added, "We remain committed to making Robinhood a place to learn and invest responsibly.”

  10. #10
    Senior Member KimTisha's Avatar
    Join Date
    Jul 2006
    Location
    Somewhere Over the Rainbow
    Posts
    7,229
    Rep Power
    21474861
    Yeah, it's sad this guy killed himself over a misunderstanding, but I don't see how this is Robinhood's fault. He was a competent adult who made bad financial decisions - it happens, but most people don't kill themselves over it. Or maybe I'm missing the point here....
    You are talking to a woman who has laughed in the face of death, sneered at doom and chuckled at catastrophe.
    ...Collector of Chairs. Reader of Books. Hater of Nutmeg...

  11. #11
    Moderator
    Join Date
    Jan 2013
    Posts
    11,771
    Rep Power
    21474859
    Quote Originally Posted by KimTisha View Post
    Yeah, it's sad this guy killed himself over a misunderstanding, but I don't see how this is Robinhood's fault. He was a competent adult who made bad financial decisions - it happens, but most people don't kill themselves over it. Or maybe I'm missing the point here....
    No, you're not missing the point. However with a lot of these Reddit type people made at Robinhood right now, I am thinking the family is going to go for a jury trial and hope for someone angry to be on the jury.

  12. #12
    Moderator puzzld's Avatar
    Join Date
    Aug 2007
    Posts
    21,600
    Rep Power
    21474874
    Quote Originally Posted by raisedbywolves View Post
    No, you're not missing the point. However with a lot of these Reddit type people made at Robinhood right now, I am thinking the family is going to go for a jury trial and hope for someone angry to be on the jury.
    I don't claim to understand the market and day trading and all that stuff. That's why I don't play the market. It's very unfortunate that this young man was in over his head and panicked and made permanent decisions to what turned out to be a temporary problem. He's certainly not the first and won't be the last. Mark O. Barton https://en.wikipedia.org/wiki/Mark_O._Barton anyone? I guess my question is "did Robinhood follow their own rules and applicable laws? and did Alexander have the opportunity to understand those rules? If the answer to both questions is yes, well then, this is just one more case of an investor losing it all.
    Quote Originally Posted by bowieluva View Post
    lol at Nestle being some vicious smiter, she's the nicest person on this site besides probably puzzld. Or at least the last person to resort to smiting.
    Quote Originally Posted by nestlequikie View Post
    Why on earth would I smite you when I can ban you?

  13. #13
    Moderator
    Join Date
    Jan 2013
    Posts
    11,771
    Rep Power
    21474859
    Quote Originally Posted by puzzld View Post
    I don't claim to understand the market and day trading and all that stuff. That's why I don't play the market. It's very unfortunate that this young man was in over his head and panicked and made permanent decisions to what turned out to be a temporary problem. He's certainly not the first and won't be the last. Mark O. Barton anyone? I guess my question is "did Robinhood follow their own rules and applicable laws? and did Alexander have the opportunity to understand those rules? If the answer to both questions is yes, well then, this is just one more case of an investor losing it all.
    Don't get me wrong, I have sympathy for the family and him. I've always been the first to defend families filing lawsuits when other users have jumped on my case. However, I do invest in the market fairly heavily, but I didn't do it until I educated the heck out of myself...and even then I realize that I could lose everything.

    I feel like this is a product of today's society where all the youngsters feel like they know everything and also the guys group together on these message boards and convince themselves that they are superior to everyone else and become "whatever they are doing bros". This is the generation that wants to graduate from college and be the CEO, and if that doesn't work they have someone give them money to start a company and become the CEO and make bad commercials on off brand channels.

    Everyone wants to be a rock star and thinks they can't lose, and jump into everything headfirst.....and then it's someone else's fault when it's not as they imagined. I've never seen an investing website where it's not plainly spelled out that you can lose your ass and then some, and there's a huge amount of stuff to read when you sign up...but it's easier to just click agree and get busy making your first billion.

    Please understand, I am not trying to slam Alexander. I am trying to make a point about how things work these days: jump in head first, then sue if it doesn't work out. The younger generation expects to all be rich and get what they want (why wouldn't they, their parents gave them everything and told them everyone else would too) and so the thought of something not working out is too much to shoulder, and when things go wrong they are not really equipped with problem solving skills.

    My fault is more with the fact that this generations' parents haven't equipped them with the skills to deal with problems, but told them to only expect the best of the best in their lives...and then society and everyone is expected to make it right when things don't go as planned.

    Educate yourself before investing and realize there is always risk!

    #disgruntledGenXer

  14. #14
    Moderator puzzld's Avatar
    Join Date
    Aug 2007
    Posts
    21,600
    Rep Power
    21474874
    Quote Originally Posted by raisedbywolves View Post
    Don't get me wrong, I have sympathy for the family and him. I've always been the first to defend families filing lawsuits when other users have jumped on my case. However, I do invest in the market fairly heavily, but I didn't do it until I educated the heck out of myself...and even then I realize that I could lose everything.

    I feel like this is a product of today's society where all the youngsters feel like they know everything and also the guys group together on these message boards and convince themselves that they are superior to everyone else and become "whatever they are doing bros". This is the generation that wants to graduate from college and be the CEO, and if that doesn't work they have someone give them money to start a company and become the CEO and make bad commercials on off brand channels.

    Everyone wants to be a rock star and thinks they can't lose, and jump into everything headfirst.....and then it's someone else's fault when it's not as they imagined. I've never seen an investing website where it's not plainly spelled out that you can lose your ass and then some, and there's a huge amount of stuff to read when you sign up...but it's easier to just click agree and get busy making your first billion.

    Please understand, I am not trying to slam Alexander. I am trying to make a point about how things work these days: jump in head first, then sue if it doesn't work out. The younger generation expects to all be rich and get what they want (why wouldn't they, their parents gave them everything and told them everyone else would too) and so the thought of something not working out is too much to shoulder, and when things go wrong they are not really equipped with problem solving skills.

    My fault is more with the fact that this generations' parents haven't equipped them with the skills to deal with problems, but told them to only expect the best of the best in their lives...and then society and everyone is expected to make it right when things don't go as planned.

    Educate yourself before investing and realize there is always risk!

    #disgruntledGenXer
    I don't disagree with a word you typed... except for your thesis that it's "kids today" Every generation has youngsters who know it all and either succeed beyond anyone's wildest imaginations or fall flat on their faces.
    Quote Originally Posted by bowieluva View Post
    lol at Nestle being some vicious smiter, she's the nicest person on this site besides probably puzzld. Or at least the last person to resort to smiting.
    Quote Originally Posted by nestlequikie View Post
    Why on earth would I smite you when I can ban you?

  15. #15
    Moderator
    Join Date
    Jan 2013
    Posts
    11,771
    Rep Power
    21474859
    Quote Originally Posted by puzzld View Post
    I don't disagree with a word you typed... except for your thesis that it's "kids today" Every generation has youngsters who know it all and either succeed beyond anyone's wildest imaginations or fall flat on their faces.
    Oh, I totally agree. However the platform they can act on is different from the platform you or I could act on as a youngster, and I would argue that there's more chance of loss and they are less equipped to deal with loss at the same time. You and I didn't have a worldwide platform to possibly have our nude sexting pics put out on as a teenager, and we didn't have the capacity to bet $700k of money we didn't have as a 20 year old.

    The stakes are larger, but the youngsters seem to be less emotionally and mentally prepared.

  16. #16
    Senior Member KimTisha's Avatar
    Join Date
    Jul 2006
    Location
    Somewhere Over the Rainbow
    Posts
    7,229
    Rep Power
    21474861
    Quote Originally Posted by raisedbywolves View Post
    No, you're not missing the point. However with a lot of these Reddit type people made at Robinhood right now, I am thinking the family is going to go for a jury trial and hope for someone angry to be on the jury.
    Exactly, sue the Demon of the Day.

    Quote Originally Posted by puzzld View Post
    I don't claim to understand the market and day trading and all that stuff. That's why I don't play the market. It's very unfortunate that this young man was in over his head and panicked and made permanent decisions to what turned out to be a temporary problem. He's certainly not the first and won't be the last. Mark O. Barton https://en.wikipedia.org/wiki/Mark_O._Barton anyone? I guess my question is "did Robinhood follow their own rules and applicable laws? and did Alexander have the opportunity to understand those rules? If the answer to both questions is yes, well then, this is just one more case of an investor losing it all.
    And that's the bottom line right there.

    I forgot about Mark Barton, ugh. Think of all the people who jumped during the crash of '29, I doubt any of their families sued because back then (in general) people were more accountable for their actions.
    You are talking to a woman who has laughed in the face of death, sneered at doom and chuckled at catastrophe.
    ...Collector of Chairs. Reader of Books. Hater of Nutmeg...

  17. #17
    Moderator
    Join Date
    Jan 2013
    Posts
    11,771
    Rep Power
    21474859
    Quote Originally Posted by KimTisha View Post
    I forgot about Mark Barton, ugh. Think of all the people who jumped during the crash of '29, I doubt any of their families sued because back then (in general) people were more accountable for their actions.
    This pretty much sums of my long winded posts. Thanks!

  18. #18
    Moderator puzzld's Avatar
    Join Date
    Aug 2007
    Posts
    21,600
    Rep Power
    21474874
    Quote Originally Posted by raisedbywolves View Post
    Oh, I totally agree. However the platform they can act on is different from the platform you or I could act on as a youngster, and I would argue that there's more chance of loss and they are less equipped to deal with loss at the same time. You and I didn't have a worldwide platform to possibly have our nude sexting pics put out on as a teenager, and we didn't have the capacity to bet $700k of money we didn't have as a 20 year old.

    The stakes are larger, but the youngsters seem to be less emotionally and mentally prepared.
    Definitely. And it goes beyond personal issues. I was just watching TRMS last night talking about some hacker messing with a water treatment plant down in Florida... You used to have to put on some shoes and go out with spray paint to vandalize something, now you don't even have to dress and leave the basement and can do enormous damage. It's scary really.
    Quote Originally Posted by bowieluva View Post
    lol at Nestle being some vicious smiter, she's the nicest person on this site besides probably puzzld. Or at least the last person to resort to smiting.
    Quote Originally Posted by nestlequikie View Post
    Why on earth would I smite you when I can ban you?

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •