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Thread: "Obamacare" Discuss here.

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    Lionfish Whisperer PCP777's Avatar
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    "Obamacare" Discuss here.

    Seems like there is a shiit load of disinformation on this act. I was surprised to not see a thread.


    This Act puts individuals, families and small business owners in control of their health care. It reduces premium costs for millions of working families and small businesses by providing hundreds of billions of dollars in tax relief ? the largest middle class tax cut for health care in history. It also reduces what families will have to pay for health care by capping out-of-pocket expenses and requiring preventive care to be fully covered without any out-of-pocket expense. For Americans with insurance coverage who like what they have, they can keep it. Nothing in this act or anywhere in the bill forces anyone to change the insurance they have, period.

    Americans without insurance coverage will be able to choose the insurance coverage that works best for them in a new open, competitive insurance market ? the same insurance market that every member of Congress will be required to use for their insurance. The insurance exchange will pool buying power and give Americans new affordable choices of private insurance plans that have to compete for their business based on cost and quality. Small business owners will not only be able to choose insurance coverage through this exchange, but will receive a new tax credit to help offset the cost of covering their employees.

    It keeps insurance companies honest by setting clear rules that rein in the worst insurance industry abuses. And it bans insurance companies from denying insurance coverage because of a person?s pre-existing medical conditions while giving consumers new power to appeal insurance company decisions that deny doctor ordered treatments covered by insurance.

    The Secretary has the authority to implement many of these new provisions to help families and small business owners have the information they need to make the choices that work best for them.

  2. #2
    Sana sana colita de rana beli's Avatar
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    I think I read that magazine article in some investment magazine. I'm not too familiar with the act, just that my husband said my mom should apply for it.
    Quote Originally Posted by Gawna View Post
    Roses are red, violets are blue, seriously where is the fucking ring I gave Julie and ask her mom about the flowers
    Quote Originally Posted by Ron_NYC View Post
    In all fairness, we have no idea how big this dude's cock was.

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    Lionfish Whisperer PCP777's Avatar
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    It's literally going to change everything about the insurance industry for everyone.


    I need to figure out how to get to the insurance market place for Texas.

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    Certified Grumple Bottoms Ron_NYC's Avatar
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    I don't know much about it, but the people (somewhat) on my side are happy and the people on the other side are PISSED so it has to be a good thing.

    I'm all for single payer, so if this is a step towards it, that's awesome.
    Quote Originally Posted by bowieluva View Post
    Ron was the best part, hands down.

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    senior cunt emmieslost's Avatar
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    i'm taking a community org class this semester, and my prof just took a job working with the ACA. she will be one of the people in iowa getting the word out, educating the public, helping people sign up.

    her advice: don't run out on oct. first and sign into the marketplace if you have insurance. give them a few months to work the kinks out. open enrollment doesn't end until March 31.

    anyone who is 400% or below the poverty line (this varies by state depending on their definition of poverty/cost of living) can be eligible for tax credits even if your employer gives you insurance. it could come in the form of tax breaks that help you cover premiums (it's deemed 'affordable' if your premiums are less than 9.5% of your income) and even help pay for out of pocket expenses like copays and deductibles.

    i also gotta say, the amount of misinformation is so sad to me. but, i think that in a few years after everyone is comfortable with it all and faux news shuts the fuck up about it everything will be NBD and it will be pretty well embraced. hopefully it leads the way to a single payer someday.

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    Senior Member puzzld's Avatar
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    Quote Originally Posted by PCP777 View Post
    It's literally going to change everything about the insurance industry for everyone.


    I need to figure out how to get to the insurance market place for Texas.
    https://www.healthcare.gov/marketplace/individual/
    Quote Originally Posted by bowieluva View Post
    lol at Nestle being some vicious smiter, she's the nicest person on this site besides probably puzzld. Or at least the last person to resort to smiting.
    Quote Originally Posted by nestlequikie View Post
    Why on earth would I smite you when I can ban you?

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    Lionfish Whisperer PCP777's Avatar
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    Good shit.

    I'm liking this Obamacare more and more.

    "According to the report, consumers will be able to choose from an average of 53 health plans, and the vast majority of consumers will have a choice of at least two different health insurance companies. Premiums nationwide will also be around 16 percent lower than originally expected. Texas will have comparatively low rates, lower than all but 14 states. The average monthly rate for a standard plan in the 48 states analyzed in the report was $328, while Texas’ was $305." "The HHS report found that the average premium nationally for the second lowest cost silver plan will be $328 before tax credits, or 16 percent below projections based off of Congressional Budget Office estimates. About 95 percent of uninsured people eligible for the Marketplace live in a state where their average premium is lower than projections.

    A 27-year old living in Dallas who makes $25,000 per year will pay $74 per month for the lowest cost bronze plan and $139 per month for the lowest cost silver plan, taking into account tax credits. And he or she will be able to choose from among 43 qualified health plans. For a family of four in Dallas with an income of $50,000 per year, the lowest bronze plan would cost only $26 per month, taking into account tax credits.

    All of this information was released as Cruz stood on the Senate floor, arguing that healthcare premiums were expected to rise, and that the Affordable Care Act would kill the working class."

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    Senior Member puzzld's Avatar
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    Quote Originally Posted by bowieluva View Post
    lol at Nestle being some vicious smiter, she's the nicest person on this site besides probably puzzld. Or at least the last person to resort to smiting.
    Quote Originally Posted by nestlequikie View Post
    Why on earth would I smite you when I can ban you?

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    Senior Member queenaevadamthng's Avatar
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    IMO the people spreading the misinformation about Obamacare are the richies who have stock holdings in insurance companies, pharmaceutical companies, or any holdings involved that they feel will take away from their billions. It's been that way from the moment the man stepped into office. And there is that majority of people who take what these assholes say as fact instead of fully learning the truth. According to many, under Obamacare, old people will be systematically euthanized, because they are old and why waste money on saving an old person. Oh yeah, and Obama is the anti-christ..

    Sometimes all I can do is just shake my head at the horse shit that people will willingly consume just because some asshole said so
    .
    I have had to pay cash for all my meds and dr. visits for years because I can't afford $863 a month (that was my.last quote) to have health insurance. That's a good chunk of my paycheck. I am looking forward to seeing Obamacare in action and if the rules change and Obama can run for another term I will vote for him a 3rd time.
    Last edited by queenaevadamthng; 09-30-2013 at 10:06 AM.


    "Theoretical physics can prove that an elephant can hang from a cliff with its tail tied to a daisy. But use your eyes, your common sense".... JIM GARRISON

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    Moderator bowieluva's Avatar
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    Yeah, it's pretty much a lot of misinformation put out by insurance companies who think they'll lose money in the long run because they can no longer kick people off their plan when they get too sick and it gets too expensive.

    The only objection I have to this act other than it being called Obamacare strictly to isolate people because it was essentially a bipartisan plan, is that it does nothing to address the criminal behavior of the pharmaceutical and insurance industries.

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    Certified Grumple Bottoms Ron_NYC's Avatar
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    http://wallstcheatsheet.com/stocks/t...tml/?a=viewall

    The Difference Between Obamacare and ACA Is Public Opinion

    Meghan Foley
    September 29, 2013



    Like many polls before it, CNBC’s third-quarter All-America Economic Survey revealed some hard truths about the Affordable Care Act.

    Depending on whether the official name of the health care reform law or its epithet, Obamacare, is used to refer to the Affordable Care Act significantly affects how the American public responds. CNBC asked half of its 812 respondents if they support Obamacare and the other half if they support the Affordable Care Act. The results showed that 30 percent of the public do not know what the Affordable Care Act is while only 12 percent do not know what Obamacare is.

    While the Obamacare moniker was originally intended as a negative reference to the health care law, the term was also embraced by supports of the reform. Regardless of its origin, the term not only increased the public profile of the Affordable Care Act, as CNBC’s numbers show, but it also contributed to the partisan nature of support for the reform.

    The use of Obamacare in poll questions, rather than the Affordable Care Act, changes the number of positive and negative responses. The All-America Economic survey showed that 29 percent of the public supports Obamacare, compared to 22 percent who support the Affordable Care Act. Similarly, 46 percent of respondents said they oppose Obamacare and 37 percent oppose the Affordable Care Act.

    Unsurprisingly, the results of the survey revealed that differences in opinion fell along both gender and partisan lines: men, independents, and Republicans expressed more negativity on Obamacare than the Affordable Care Act, while young people, Democrats, nonwhites, and women were more positive on Obamacare.

    CNBC’s All-America survey also questioned respondents on whether they believe that funding should be cut for health care reform, finding that a plurality of Americans are against defunding the reform. Furthermore, respondents’ opposition increased when asked if they supported defunding it at the cost of a government shutdown.

    That response may seem surprising since more respondents expressed opposition to the reform regardless of terminology than support for it. However, Bill McInturff, a Republican pollster who conducts the survey for CNBC in conjunction with Democratic pollster Peter Hart, said that Americans may be trying to say that whether or not they support the law, it should be not be defunded because “It’s the law of the land.”

    This poll’s results have been affirmed in several other surveys.



    Data compiled by the Kaiser Family Foundation in its August 2013 Health Tracking Poll showed that roughly four in 10 Americans, 44 percent, either think the Affordable Care Act has been repealed by Congress or overturned by the Supreme Court, or say they do not know whether it remains law, which was the answer of 31 percent of respondents.

    Just 22 percent of adults ages 18 to 64 had heard “a lot” or “some” about the insurance exchanges. For context, the Republican-controlled House of Representatives launched approximately 40 attempts to repeal or defund all or parts of the law, and the Supreme Court upheld the law by a 5-to-4 decision in June 2012.

    With such a large percentage of Americans unsure about the legal status of the reform, it follows that slightly more than half of the American public, 51 percent, say they do not have enough information about the law to understand how it will impact themselves and their families. This percentage has remained largely unchanged since 2010.

    Two recent surveys — released just more than two weeks before the key provision of Obamacare, the insurance exchanges, opens October 1 — produced a similar narrative. More Americans hold a negative opinion of the legislation than a positive one, a good number of Americans are unsure how the law will affect them, and support for the legislation is quite partisan.

    In terms of support, a survey conducted by The Wall Street Journal in conjunction with NBC News found that 54 percent of respondents thought health care reform was a bad idea, while 31 percent said it was a good idea, a figure virtually unchanged from the July survey. Similarly, 53 percent told Pew Research and USA Today that they disapproved of the law, and 42 percent said they approved.

    That compares to the 47 percent who approved of the legislation and 43 percent who disapproved of it in July 2012, shortly after the Supreme Court upheld most provisions of the Affordable Care Act. Interestingly, Pew found more intense opposition than support for Obamacare, with 41 percent strongly disapproving it and 26 percent strongly approving it.

    The political rhetoric in Washington has undoubtedly played a role educating constituents or coloring their opinions, and the fact that support or opposition increases when the title of Obamacare is used, instead of the Affordable Care Act, is evidence of that reality.
    Quote Originally Posted by bowieluva View Post
    Ron was the best part, hands down.

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    fun hater Shins's Avatar
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    For the TLDR:

    Ask a majority about the Affordable Care Act, they would have no idea what you're talking about, but it sounds like it could be a good idea.

    Ask those same people about Obamacare, and they'll tell you it's a socialist (and therefore horrible) reform.




    Romney was planning on doing his own reform plan. I wish I could find more information on it to do a comparison.
    Quote Originally Posted by bowieluva View Post
    Listen, if no one cares when a crazy noodle walks in and executes children with a gun, no one cares about anything.

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    Moderator bowieluva's Avatar
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    Quote Originally Posted by Shins View Post
    For the TLDR:

    Ask a majority about the Affordable Care Act, they would have no idea what you're talking about, but it sounds like it could be a good idea.

    Ask those same people about Obamacare, and they'll tell you it's a socialist (and therefore horrible) reform.




    Romney was planning on doing his own reform plan. I wish I could find more information on it to do a comparison.
    He instituted RomneyCare in Massachusetts. It was the building block for Obamacare.

    http://en.wikipedia.org/wiki/Massach...th_care_reform

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    fun hater Shins's Avatar
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    Quote Originally Posted by bowieluva View Post
    He instituted RomneyCare in Massachusetts. It was the building block for Obamacare.

    http://en.wikipedia.org/wiki/Massach...th_care_reform
    A-HA! Thank you
    Quote Originally Posted by bowieluva View Post
    Listen, if no one cares when a crazy noodle walks in and executes children with a gun, no one cares about anything.

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    The exchanges are supposed to open tomorrow. People will be able to actually shop on line for health care. This could be the first test of ACA. IMO (We have to pass it to see what's in it.)

    Meanwhile, the Republican congress is holding up the budget for fiscal year 2014 (which also starts tomorrow) because they want to defund ACA or postpone it for a year. Now they're talking about keeping the gov't open for another week, but the Democrats think that won't change a thing.

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    Moderator nestlequikie's Avatar
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    Tink says that Commonwealth Care (Romneycare) has been a success in Massachusetts.
    I hope that when the world comes to an end, I can breathe a sigh of relief, because there will be so much to look forward to. - Donnie Darko

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    Romney's plan for national healthcare was different from the Massachusetts plan. He said there were still kinks in it.
    Romney opposed the Patient Protection and Affordable Care Act (also known as the Affordable Care Act or Obamacare) that was ultimately passed by Congress and signed by President Obama in 2010.[110] Immediately following its passage, Romney attacked the landmark legislation as "an unconscionable abuse of power".[110][111] He said, "The act should be repealed. That campaign begins today."[110] Romney acknowledged that his own plan for near-universal healthcare access in Massachusetts was not perfect and was still a work in progress, but he did not dissociate himself from the Massachusetts plan. Instead, he focused on its having successfully passed the state legislature with bipartisan support while the Obama plan had received no Republican support at all in Congress. He also complained that President Obama had not sought out his expertise in crafting the national plan that became the Affordable Care Act.[111]

    In June 2012, Romney pledged to enact a system to replace the Affordable Care Act, but did not release details of how it would be paid for.[112] Romney's plan includes expanding health savings accounts to pay for premiums, increased competition and consumer choice, and lawsuit reform.[113] Romney has also praised the cost controls of the mandated universal health care coverage of Israel.[114]

    In August 2012, Romney indicated that he might retain parts of Obamacare such as coverage for pre-existing conditions, but this was quickly clarified as only ensuring insurance coverage for people who already had insurance coverage.[115] In September 2012, Romney highlighted his success in providing government subsidizes to ensure medical coverage for all the children of Massachusetts.[116] And in October the Romney campaign questioned the assumptions behind a Commonwealth Fund report that Romney's policies would provide health care insurance for 45 million fewer Americans than Obama's policies.[117]
    http://en.wikipedia.org/wiki/Politic...ey#Health_care

  18. #18
    Moderator bowieluva's Avatar
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    Romney indicated that he might retain parts of Obamacare such as coverage for pre-existing conditions, but this was quickly clarified as only ensuring insurance coverage for people who already had insurance coverage
    One of his more enraging political stances, as it was totally hypocritical and made no sense. Basically he was like 'i will make sure up is down but not up!'

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    Certified Grumple Bottoms Ron_NYC's Avatar
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    Quote Originally Posted by bowieluva View Post
    One of his more enraging political stances, as it was totally hypocritical and made no sense. Basically he was like 'i will make sure up is down but not up!'
    "But he's not Obama so he has my vote" the Republican responded.
    Quote Originally Posted by bowieluva View Post
    Ron was the best part, hands down.

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    Moderator nestlequikie's Avatar
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    As one facet of ObamaCare, we were allowed to put young adult children without insurance onto our health insurance plans. We put my son and daughter on hubby's work insurance effective 01/01/2011 (TriCare had not yet been okayed by Congress to make this change). On 03/19/2011, my son was in a life-threatening ATV accident and had to have innovative surgery in order to save his pancreas at a Level 1 Trauma Center. Without being on our policy, my then 24 year-old would have been in medical debt (hundreds of thousands of dollars) forever or forced to file bankruptcy.

    I don't see why everyone can't understand that EVERY American deserves access to healthcare - but also understands that you have to pay affordable premiums for the access to healthcare, too (barring unusual circumstances).
    I hope that when the world comes to an end, I can breathe a sigh of relief, because there will be so much to look forward to. - Donnie Darko

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    Senior Member puzzld's Avatar
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    Quote Originally Posted by nestlequikie View Post
    As one facet of ObamaCare, we were allowed to put young adult children without insurance onto our health insurance plans. We put my son and daughter on hubby's work insurance effective 01/01/2011 (TriCare had not yet been okayed by Congress to make this change). On 03/19/2011, my son was in a life-threatening ATV accident and had to have innovative surgery in order to save his pancreas at a Level 1 Trauma Center. Without being on our policy, my then 24 year-old would have been in medical debt (hundreds of thousands of dollars) forever or forced to file bankruptcy.

    I don't see why everyone can't understand that EVERY American deserves access to healthcare - but also understands that you have to pay affordable premiums for the access to healthcare, too (barring unusual circumstances).
    Our family has racked up a couple $100K worth of medical debt in the last couple of years. If we didn't have insurance we'd be sleeping in the park and dumpster diving. We still have debt because of the out of pocket bills but we may be able to pay them off eventually. If you haven't needed insurance it's because you've been lucky. And no one is lucky forever.
    Quote Originally Posted by bowieluva View Post
    lol at Nestle being some vicious smiter, she's the nicest person on this site besides probably puzzld. Or at least the last person to resort to smiting.
    Quote Originally Posted by nestlequikie View Post
    Why on earth would I smite you when I can ban you?

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    Senior Member marycontrary's Avatar
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    My husband and I argue constantly about Obama care. We have already benefited as a family since we were able to put a 20yr old back on our insurance. We have 2 older children who do not have health insurance at this time. One of the older children has insurance offered from her employer, but the cost is about 20% of her income. She would benefit with credits to buy the offered insurance or enroll in another plan. My husband says it will bankrupt the nation. I don't get it.

    I am the registered republican and he is a registered independent. I am thinking seriously of formally changing my affiliation. That may cut down on the amount of calls I get from fucking Mike Huckabee. His calls are offensive and so far have centered on atheism, gays and Obama and Obama care. I tell my husband to get out of the closet and he insists he isn't an ultra conservative. Sometimes I want to punch him. In the last 10yrs I have become an atheist and very pro-choice and pro women's rights. He is married to a femi-nazi..lol. He really feels that liberals are wasteful spenders and will ruin the economy. I blast back that we will never know the good that could have come from Obama stumulus that never passed. I have forced him to not watch fox.

    This whole silliness of the senate voting over and over again on bills to stop Obamacare. That fist debt ceiling bill not only defunded Obamacare, they included the keystone pipeline issue...which seriously pisses me off. This is my backyard and my clean water. That aquifer may be the most important natural resource in the whole world...it's a fucking treasure. They have rerouted it thru the sandhills, but it still runs through some fragile places where the water table is so high you can dig a small hole and it will fill with water. They plan to bury some of the pipeline in this area and we all know what water does to man made things. I could go on and on, but they are trying to fucking slamdunk this pipeline on a state where it isn't wanted. Everyone I know doesn't want it. Our own congressman floated a bill to continue the work on the pipeline north and south of Nebraska. What the hell is wrong with the senate?

  23. #23
    fun hater Shins's Avatar
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    Quote Originally Posted by marycontrary View Post
    My husband and I argue constantly about Obama care. We have already benefited as a family since we were able to put a 20yr old back on our insurance. We have 2 older children who do not have health insurance at this time. One of the older children has insurance offered from her employer, but the cost is about 20% of her income. She would benefit with credits to buy the offered insurance or enroll in another plan. My husband says it will bankrupt the nation. I don't get it.

    I am the registered republican and he is a registered independent. I am thinking seriously of formally changing my affiliation. That may cut down on the amount of calls I get from fucking Mike Huckabee. His calls are offensive and so far have centered on atheism, gays and Obama and Obama care. I tell my husband to get out of the closet and he insists he isn't an ultra conservative. Sometimes I want to punch him. In the last 10yrs I have become an atheist and very pro-choice and pro women's rights. He is married to a femi-nazi..lol. He really feels that liberals are wasteful spenders and will ruin the economy. I blast back that we will never know the good that could have come from Obama stumulus that never passed. I have forced him to not watch fox.

    This whole silliness of the senate voting over and over again on bills to stop Obamacare. That fist debt ceiling bill not only defunded Obamacare, they included the keystone pipeline issue...which seriously pisses me off. This is my backyard and my clean water. That aquifer may be the most important natural resource in the whole world...it's a fucking treasure. They have rerouted it thru the sandhills, but it still runs through some fragile places where the water table is so high you can dig a small hole and it will fill with water. They plan to bury some of the pipeline in this area and we all know what water does to man made things. I could go on and on, but they are trying to fucking slamdunk this pipeline on a state where it isn't wanted. Everyone I know doesn't want it. Our own congressman floated a bill to continue the work on the pipeline north and south of Nebraska. What the hell is wrong with the senate?
    So your husband thinks liberals are wasteful spenders, and Obama care sucks - but your family has benefitted from it thus far.

    You're also a registered republican, but you're okay with gays (I think), pro-choice, pro-womens rights, and not affiliated with the church?

    Interesting.

    It seems like you're starting to see a lot of the ass-backwardness. How does your husband feel about black people, or other cultures in general?
    Quote Originally Posted by bowieluva View Post
    Listen, if no one cares when a crazy noodle walks in and executes children with a gun, no one cares about anything.

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    Certified Grumple Bottoms Ron_NYC's Avatar
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    As far as spending is we closed just one overseas military base we could probably afford healthcare for the country indefinitely.
    Quote Originally Posted by bowieluva View Post
    Ron was the best part, hands down.

  25. #25
    Senior Member puzzld's Avatar
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    Quote Originally Posted by marycontrary View Post
    My husband and I argue constantly about Obama care. We have already benefited as a family since we were able to put a 20yr old back on our insurance. We have 2 older children who do not have health insurance at this time. One of the older children has insurance offered from her employer, but the cost is about 20% of her income. She would benefit with credits to buy the offered insurance or enroll in another plan. My husband says it will bankrupt the nation. I don't get it.
    Have you read What's the Matter with Kansas?: How Conservatives Won the Heart of America ? Fascinating book. I see my good hearted friends and relatives... people who regularly help their neighbors when they are down on their luck, people who are glad their folks have medicare, etc., just turn purple at the thought of Obamacare, and I am amazed.
    Quote Originally Posted by bowieluva View Post
    lol at Nestle being some vicious smiter, she's the nicest person on this site besides probably puzzld. Or at least the last person to resort to smiting.
    Quote Originally Posted by nestlequikie View Post
    Why on earth would I smite you when I can ban you?

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