Saw that a few days ago, I think it has it's own thread. Beyond nastiness...
Yes. If it is your property and you give it to someone and they fuck up, you are legally liable.
If you come to my house and slip running
I hope she gets run over by the short bus...little bitch
here is that websites FAQ page: http://coveringhealthcareca.com/?q=faqs#q1
there is this stuff.